Automated onchain yieldwith institutional controls

Q: What is an automated portfolio?

A portfolio that autonomously rebalances towards the investment objective you set, within eligibility rules and risk limits, with constraints enforced onchain.

Q: What Earn products can we offer our customers?

Offer Earn products with different yield profiles for your customer base, all under your brand, rather than a single lending market or vault.

Q: How customizable is each portfolio?

You can choose a model portfolio or define the investment objective, eligible assets, leverage, whether and where capital can deploy, risk limits, and rebalance behavior.

Q: Where do returns come from?

Returns depend on the portfolio. They can come from tokenized assets it holds, such as Treasuries and institutional credit, or from approved protocol deployments such as onchain lending.

Q: How do onchain safeguards enforce the mandate?

Every rebalance is checked against the portfolio's constraints before execution. A rebalance outside the mandate is blocked onchain and cannot execute.

Q: Where are our assets held, and who controls them?

Assets are self-custodied by you or your customers.

Q: How is the system secured?

All Auto smart contracts are independently audited by top-tier auditors. Auto maintains an ongoing bug bounty program, and the system is monitored 24/7 with real-time alerts and narrowly scoped emergency safeguards. Core administrative actions require a high approval threshold from geographically dispersed signers. https://docs.auto.finance/developer-docs/security-and-audits

Q: What does it cost, and is there a minimum?

Fees for Earn Products and Investment Portfolios can be structured around your economics. Auto’s permissionless portfolios accept any deposit amount.

Earn products for your customers. Investment portfolios for your own capital. Continuously monitored and rebalanced toward your investment objective, with constraints enforced onchain.

Explore Portfolios

Featured by Anchorage Digital

Investment objective

Liquidity floor 20%DeFi exposureAllowedNot allowed

Your portfolio

Continuous rebalancing

Stablecoins
Treasuries
Credit
DeFi lending

…

Autonomously rebalanced

…

Earning across automated portfolios

since

2024

No compromise of Auto smart contracts

Earn Products

More ways for customers to earn.

Turn a single earn feature into a range of products.

Investment Portfolios

Deploy your own capital under a mandate you control.

A dedicated portfolio that continuously adjusts allocations within your investment policy.

Explore Portfolios

Choose your investment objective

Any portfolio can be offered as an earn product for your customers or run as an investment portfolio for your own capital. Adjust eligible assets and constraints to fit.

Portfolio Allocation

Liquid Stablecoins

Tokenized Treasuries

Short-Duration Credit

Liquidity floor50%

20%70%

Max single issuer35%

20%70%

Max duration1 yr

3 mo5 yr

Liquid stablecoins

USDC

Tokenized treasuries

OUSG, USTB

Short-duration credit

JAAA

Allocation Approach

Meet the liquidity floor. Allocate the rest across approved income sources.

Key Constraints

Approved issuers only · Concentration and duration limits

Portfolio Allocation

Steakhouse Prime USDC

Gauntlet USDC Prime

Wintermute USDC Select

Steakhouse High Yield USDC

Other qualified Morpho vaults

Allocation Approach

Qualify vaults. Weight allocations by market deposits using a transparent, rules-based method.

Key Constraints

Minimum deposits and operating history · Asset and collateral restrictions · No active incidents or bad debt

Portfolio Allocation

Treasuries

Senior Credit

Private Credit

Asset-Backed Credit

Tokenized treasuries

JTRSY

Senior credit

JAAA

Private credit

ACRED

Asset-backed credit

Figure HELOC+

Allocation Approach

Allocate across qualified issuers and credit types based on yield, credit quality, duration, and liquidity.

Key Constraints

Credit-quality eligibility · Issuer concentration and duration limits · Minimum daily-redeemable allocation

Portfolio Allocation

Lending

DEX Liquidity

Lending

Aave USDC, Fluid USDT, Morpho USDC

DEX liquidity

Curve stable-pools

Allocation Approach

Filter eligible assets for volatility and revenue quality, then maximize expected yield.

Key Constraints

Venue eligibility screen · Asset liquidity thresholds

Illustrative portfolio weightings. Allocations adjust as market conditions change.

Production Proven

Live portfolio: Stablecoin Income

A USDC portfolio that maximizes yield across established onchain lending markets and decentralized exchanges, without leverage.

PORTFOLIO PERFORMANCE

Loading verified performance data…

Safeguards

Constraints enforced onchain

Every allocation and rebalance is checked against onchain safeguards before execution. If the portfolio constraints are satisfied, it executes. If not, it is blocked.

Verifiable Onchain →

Illustrative rebalance flow. A proposed rebalance is checked against Eligible Assets, Risk limits, Slippage controls, and Borrow limits. Passing all constraints leads to Executed. Failing any constraint leads to Blocked. This animation illustrates the process rather than reporting live validation.

Infrastructure

Built for institutions who require control, transparency, and compliance

Compliance by Design

Define participants, eligible assets, and where capital can be deployed.

Transparent Activity

Holdings, allocations, and rebalances are visible onchain.

Self-Custody

Keep assets under your control.

Real-time Accounting

A continuous, verifiable source of truth for monitoring and reporting.

FEATURED ON PORTO

Auto × Anchorage Digital

Auto Finance portfolios are featured in Porto, Anchorage Digital’s institutional self-custody platform.

View on Anchorage →

Frequently asked questions

What is an automated portfolio?

What Earn products can we offer our customers?

How customizable is each portfolio?

Where do returns come from?

How do onchain safeguards enforce the mandate?

Where are our assets held, and who controls them?

How is the system secured?

What does it cost, and is there a minimum?

Start with a conversation

Bring a goal or questions. We’ll help identify the right portfolio and next steps.